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What is Xactimate in insurance restoration claims?

Xactimate is the industry-standard estimating software used by nearly every U.S. insurance carrier and most restoration contractors. Line-item codes, regional pricing data, and sketch tools produce scopes that carriers and contractors can read identically — reducing billing disputes on covered property damage claims.
Category: Insurance & Claims Reviewed: 2026-04-19 Source: Verisk / Xactware documentation
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