Category 1 water is sanitary water that originated from a clean source and does not pose a substantial risk from dermal, ingestion, or inhalation exposure. Examples include broken supply lines, water heater discharge, and rain intrusion through a roof. Per IICRC S500 §10.5.1.
Category 2 water is moderately contaminated water capable of causing illness if contacted or consumed. Examples include washing machine overflow, dishwasher discharge, aquarium leaks, and toilet overflow from the bowl but not beyond the trap. Per IICRC S500 §10.5.2.
Category 3 water is grossly contaminated water containing pathogenic, toxigenic, or other harmful agents. Examples include sewage backup, rising floodwater, and any Category 1 or 2 water that has been untreated for more than 48 hours. Per IICRC S500 §10.5.3.
Dry standard is the moisture content of unaffected reference materials in the same building. Water damage restoration is complete only when affected materials reach the same moisture content as the reference — measured with calibrated penetrating moisture meters. Per IICRC S500 §12.2.6.
IICRC S500 is the industry consensus standard for professional water damage restoration, published by the Institute of Inspection, Cleaning and Restoration Certification. It defines water categories, loss classes, drying protocols, and documentation requirements. Most U.S. insurance carriers require contractors to follow S500 on covered losses.
Water damage mitigation is the emergency-response phase: stopping the source, extracting water, structural drying, antimicrobial treatment, and selective demolition of unsalvageable materials. Per IICRC S500, mitigation ends when dry standard is confirmed. Restoration (reconstruction) is a separate phase billed under different Xactimate codes.
Class 1 is the smallest water loss category, with minimal absorbed moisture and less than 5% of the room's combined floor, wall, and ceiling surface area affected. Materials of low porosity absorb little water. Drying typically completes in 2-3 days. Per IICRC S500 §10.5.4.
Class 2 is a water loss where 5 to 40 percent of the combined surface area is wet, with moisture absorbed into cushions, carpet pad, and structural materials. Wicking up walls below 24 inches is typical. Drying generally takes 3-5 days. Per IICRC S500 §10.5.4.
Class 3 is a water loss where more than 40 percent of the combined surface area is wet, typically with water coming from overhead — saturated walls, ceilings, insulation, and subfloors. Drying requires maximum equipment density and usually takes 4-7 days. Per IICRC S500 §10.5.4.
Class 4 is a water loss involving specialty drying situations — wet materials with very low evaporation rates such as hardwood flooring, stone, plaster, concrete, or dense fill. Requires advanced techniques like mat drying, heat drying, or targeted desiccant injection. Per IICRC S500 §10.5.4.
Mitigation is the emergency phase — water extraction, structural drying, and removal of unsalvageable materials to prevent further damage. Restoration is the rebuilding phase — reinstalling drywall, flooring, trim, cabinets, and paint. They are billed as separate Xactimate scopes under different insurance claim line items.
Moisture meters quantify how wet a material is. Penetrating meters drive pins into drywall or wood for direct resistance readings; non-penetrating meters use radio frequency through a surface. Both are calibrated to specific material types. Used to verify dry standard per IICRC S500 §12.2.6.
A low-grain refrigerant (LGR) dehumidifier pre-cools incoming air below its dewpoint to condense more moisture per pass than a standard refrigerant unit. Effective below 40 grains per pound of air — the typical target for structural drying. Per IICRC S500 §12.5 equipment guidelines.
Psychrometric readings quantify the condition of air during drying — temperature, relative humidity, and grains per pound (GPP) of moisture. Recorded twice daily at inlet and outlet of each dehumidifier, plus unaffected reference and outdoor readings. Required by IICRC S500 §12.2.7 drying documentation.
Structural drying typically takes 3 to 5 days for most residential water losses. Class 1 simple losses dry in 2-3 days; Class 3 full-saturation losses require 5-7 days. Specialty Class 4 materials like hardwood and plaster can extend the timeline to 10+ days. Per IICRC S500.
Sewage backup is Category 3 water under IICRC S500 §10.5.3. Biological hazards include E. coli, Salmonella, Hepatitis A, norovirus, and Giardia cysts. All porous materials contacted by the sewage — drywall, carpet, pad, insulation — must be removed and disposed of as regulated waste.
A desiccant dehumidifier uses silica gel or lithium chloride wheels to adsorb moisture from air. Effective at very low temperatures and humidity levels where refrigerant LGR units stall. Used on specialty Class 4 drying, large commercial losses, and cold-climate winter work. Per IICRC S500 §12.5.
Air movers (sometimes called blowers or fans) circulate air across wet surfaces to accelerate evaporation. Axial air movers are high-CFM low-pressure, used for open-area drying. Centrifugal (snail) air movers push focused air across floors or under flooring systems. Per IICRC S500 §12.5 equipment guidelines.
Antimicrobial treatment is application of EPA-registered disinfectants to surfaces affected by Category 2 or 3 water to suppress bacterial and fungal growth during drying. Applied after extraction but before structural drying completes. Products must have restoration-specific EPA registration. Per IICRC S500 §12.4.
Frozen pipe bursts occur when water inside a pipe freezes, expands, and ruptures the pipe — typically at weak joints or thin-wall copper runs. Damage is generally Category 1 at onset but escalates to Category 2 within 48 hours. Common in Michigan basements, crawlspaces, and unheated attics.
Supply-line water damage results from failure of a pressurized water line feeding a fixture — toilet supply, washing machine hose, refrigerator icemaker, dishwasher inlet. Continues discharging until the main shut-off is closed. Classified Category 1 water per IICRC S500 §10.5.1 if addressed within 48 hours.
Roof-leak water damage is water intrusion through a compromised roofing system — missing shingles, flashing failures, skylight gaskets, or storm damage. Classified Category 1 at onset per IICRC S500 §10.5.1, but attic insulation absorption and delayed discovery commonly escalate to Category 2 within 48 hours.
Basement flooding can be classified Category 1, 2, or 3 depending on source and age. Supply-line burst is Category 1. Sump pump failure drawing from saturated soil is Category 2. Sewer backup or rising groundwater carrying surface contaminants is Category 3. Per IICRC S500 §10.5.
A flood cut is selective drywall removal to a height above the water line — typically 2 feet for Category 1, 4 feet for Category 2, full ceiling for Category 3 or ceiling involvement. Exposes wall cavities for drying. Required when insulation is wet. Per IICRC S500 §12.2.